Ask any millionaire about attaining wealth and the first thing they will tell you is to get rid of your debt.As the bible states, “The borrower is slave to the lender.” Debt has been the reason why many people have failed financially and cannot prosper. The sad reality is that most people in the world are harboring some form of debt. Some people have referred to debt as cancer that eats away their mind and drains … [Read more...]
Top 10 Tips for College Planning
Top 10 Tips for College Planning College Planning 101 College planning is a necessary part of life for anyone who wants to work within an advanced profession. Careers in fields such as medicine, education, engineering, law and politics typically require workers to have some type of college background. Many companies, firms and government organizations are not asking people to be college educated for no reason. They … [Read more...]
I’m a student and I need financial help
Are you a student pulling your hair out screaming "I need financial help"? Financial help is never more important to a young person’s future than when they are paying for their higher education. Parents often do their best to help their kids get into and graduated from college and on their way to a good job. But, unfortunately they often fall short, and their kids either don’t have enough to complete their education, or … [Read more...]
5 Degrees That Pay You Back - Wealth Building With Education
Wealth Building Through Education Do you need help paying bills? Education is freedom; it is a way out of debt and can help provide many opportunities to build wealth. There is no way to live the life you envision with an income that’s less than you expected, but it is possible if you develop financial freedom. 3 Steps to Building Wealth Although, the method that one goes about building wealth is a topic that tends to … [Read more...]
Is Student Loan Consolidation a Viable Option For You?
Is Student Loan Consolidation a Viable Option For You? Currently, student loan debt in the U.S. is more than one trillion dollars. In fact, $26,000 or more is the average amount of student loan debt carried by college graduates. As many as 37,000,000 Americans owe student loans and many of them are worried about that unpaid debt. Many of those students and graduates are interested in student loan consolidation for … [Read more...]
Federal Loan Consolidation
Federal Loan Consolidation How to consolidate federal loans to get out of debt faster Many federal student loans are eligible to be consolidated into a consolidation loan, including Direct Subsidized and Unsubsidized loans, PLUS loans, Federal Perkins loans, Federal Nursing Loans and others. There are several benefits to federal loan consolidation. By consolidating a federal student loan, you may be able to reduce the … [Read more...]
Improve your credit score now!
How to improve your credit score Did you just check your credit score and it sucks? What are you going to do? Here are step by step instructions on how to improve your credit score. It won’t happen overnight but it can happen sooner than you might think. Have you ever heard of people who after going bankrupt were able to purchase home within a couple of years after? It’s possible. Whether you are trying to buy a … [Read more...]
4 examples of Good Debt
4 examples of Good Debt Some talking heads and financial gurus advise people to avoid debt in any situation. Without a doubt, there are some good reasons one should borrow money to improve their future. Here are four examples when it is okay to take on debt. 1. School When attending trade school or a university, one can increase their earnings potential exponentially. In fact, after graduating high school, one must … [Read more...]
Check your Credit Card Ratings
Benefits of good credit ratings Let's talk about rating your credit card and what it can do for you. Are you feeling the love from your credit card company? Many credit card issuers offer perks to get your business. The benefits typically increase with better credit scores and credit histories. Here's a rundown of the most popular offerings so you can see how your credit card stacks up. Remember the best offers goes … [Read more...]
Kindergarten School Loans…. Really?!!!
Kindergarten School Loans.... Really?!!! Really....? Does the school system suck so bad that parents are putting their little tykes in private school for kindergarten and then...financing it? Yep, for more and more parents the decision to make sure their young childeren get a quality education is pushing them to get student loans sooner then ever. Costs are Rising This trend for parents going for pre-college student … [Read more...]