As Americans, we sure have a love-hate relationship when it comes to our financial freedoms and how we utilize them. Our total credit card debt is continually on the rise due to unnecessary spending, but that's still good news: as consumers, we can choose to cut our spending and pay down our balances. Yet maybe that scenario doesn't apply to you because of savvy spending habits, mindful money management, or an uptick in … [Read more...]
Menards Credit Card: Our Honest Review
We've all known the experience. We're shopping at a local retailer, heading through the checkout line, when the store associate conveniently asks if we'd like to save money off of our purchase. Well, of course, we'd all love to save more money, but is it worth it to sign up for another credit card? These days just about every major retailer offers a credit card with targeted perks specifically for their customers. Retail … [Read more...]
REI Credit Card: Is It Really Worth Applying For?
The value proposition presented by the REI Credit Card will be explored in this article, comparing it to the Dick’s Sporting Goods credit card, as well as the Chase Freedom and Citi Double Cash Card credit cards, to frame the REI Credit Card amongst its competitors.When choosing from among the many credit card options available, the benefits and the rates should be your primary focus. Rewards can be in the form of … [Read more...]
How to Get a Credit Card With No Credit
What’s the best way to receive lots of great credit card offers? Easy. Have great credit! Yes, credit builds, and the best way to get more is to already have some. So this raises the question, how are you supposed to start building credit when you don’t have any to begin with? You may be wondering how to get a credit card with no credit.There are ways to get credit even when you don’t start with any. But you need to … [Read more...]
Surge Credit Card Reviews
Surge Credit Card is suitable for someone with a bad credit who wants to rebuild or establish his credit score over time. Aside from its more relaxed approval requirements, you can also expect low upfront fees.Despite some perks offered by Surge Credit Card, it remains advisable to look into other options to get the best deal and to rebuild your credit score with the least amount of risk. A good rule of thumb is to … [Read more...]
How to Cancel a Credit Card
There are many questions new card owners have about credit; for example, how to cancel a credit card, or how to apply for a credit card. When you apply for a credit card, there should be a process of research and application prerequisites involved before approval.Before you apply for a credit card, you should also consider the monetary responsibilities, and potential consequences, involved in maintaining a credit card. … [Read more...]
Disney Credit Card Reviews
The only Disney-branded article on the market is the Disney Chase Visa Credit Card, which provides its user with unique rewards redeemable at the various Disney-branded establishments including Disney World. This article will present a thorough analysis of the Disney Credit Card, and the valuable rewards that the user can redeem through the various benefits offered by the card. Quick Navigation What is the Disney® Visa® … [Read more...]
10 Best Credit Cards for No Credit
Credit card issuers analyze an applicant's credit score to determine creditworthiness. Having a poor credit score, like any score under 600, can bar you from being approved for most unsecured credit cards. However, even being new to credit card ownership can limit chances of approval. If you are a college student or young person starting a first job with no credit history, credit card issuers may view you as a credit … [Read more...]
JetBlue Credit Card Reviews
Have you heard of a JetBlue credit card? JetBlue was one of the first low-cost airlines to start flying in the United States, and it has been in operations for over twenty years now. It has earned a spot as one of the most popular airlines in the country to this day.One of the major selling points this airline offers is its many on-air amenities which include a screen for every seat, complimentary snacks and soft drinks, … [Read more...]
10 Best Starter Credit Cards
Establishing credit is a good idea for most people. It can help for future large ticket purchases like cars and a house. It can also go along way to support even things like a future career move since many companies check your credit when applying for a job.It can be a mistake to assume even young adults have "good" credit because they have not had credit on their own. A lack of credit doesn't always help them as it can … [Read more...]