Best ways to get credit cards with low interest rates Before beginning the process of gathering credit cards with low interest rates it may behoove you to really understand why it is you need the credit in the first place. Not to say that there aren't many extremely valid reasons for taking on new debt but a simple question to ask yourself is not only why do I need the money but what is my time horizon for being able to … [Read more...]
Search Results for: low interest rates
Federal Reserve and Negative Interest Rates
The Federal Reserve is the source for America's Money! What is the Federal Reserve? The Federal Reserve Bank (FRB) is likely the most important entity in our country as it is our central bank. It has four tiers, was established in 1913 as a result of the Federal Reserve Act and has 12 regional banks. The United States is a country that was kind of late starting a central bank as countries go, and it was borne out of a … [Read more...]
Where Are Future Interest Rates Going?
Let's Talk About Future Interest Rates Interest rates are at the heart of current global debate. Will they go up, will they go down and what does this mean for everyone watching events unfold? Since the financial crisis of 2008 interest rates have been slashed consistently by governments across the globe. Principally some Scandinavian countries have now adopted negative interest rates and the Bank of England have … [Read more...]
Understanding Interest Rates Is Crucial In This Day And Age
Let's Talk About Interest Rates Interest rates are fundamental to every financial transaction we make, and are particularly important to consider when one is saving money. Becoming acquainted with the basics of understanding interest rates should begin with knowing what the prime interest rate is, and how it affects loan rates. Beyond this, gaining a better grasp of how the 1099 you receive from your bank at the end of … [Read more...]
The Federal Reserve and Mortgage Rates
Let's Talk About The Importance of Mortgage Rates In Regards To Home Ownership Mortgage lending as you all know is a major financial sector in the United States. The Federal Reserve observes and creates standards for budgetary policies in the United States. There are 12 Federal Reserve Banks positioned in major cities around the country. Steps To Getting A Mortgage Everyone is in search of a home at some point in … [Read more...]
Treasury Bond Rates
Treasury Bond Rates Treasury bonds are an investment and the U.S government issues the treasuries as debt obligations. The probability of going wrong with this investment is almost zero. This is because the financial risk involved is relatively low. However, it is because of this that they offer low yields. If you are looking to reduce risk and guarantee yourself some return, this is a venture you may want to … [Read more...]
Municipal Bond Rates
Municipal Bond Rates This article discusses different types of United States bonds. We'll talk about how US Bonds are different and how they are used. Municipal Bonds A municipal bond is also sometimes referred to as a "muni". It is a type of bond that is exempt from most state and local taxes, and that is always exempt from federal taxes. State and local tax emeptions vary according to what state you live in. … [Read more...]
Working Capital Cash Flow Is the Life Blood of Your Business
Let's talk about the importance of working capital cash flow In most of a company’s lifetime, its core operations are dependent on the working capital and cash flow. This article is about the importance of working capital and cash flow analysis to a business. It also presents a brief description of what these business concepts are, and how to compute them. Working Capital Definition Working capital is described as a … [Read more...]
Low Risk Investments
Let's go over a few Low Risk Investments! In today's competitive economy, people can become infatuated with the idea of rapid, high-risk investments with massive payouts. Everywhere you turn, people are raving about the stock of the week, how their cousin made thousands from a risky bet, or how they lost ten pounds with one weird trick. Well, it might be time to get off the bandwagon of risky investments, and take a … [Read more...]
Compound Interest Is Your Best Financial Friend
Compound Interest is the best! If you don't know about compound interest prepare your mind to be blown. It's magic time. It is literally a stalwart in the quest to become wealthy, no joke! What is Compound Interest? Like its name suggests, compound interest is a method for calculating the interest charged on the principal. In contrast to simple interest which calculates the same interest in period after period, … [Read more...]