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Inflation Definition

Inflation Definition and What It Means For Your Money The definition of inflation is most frequently described as the increase in the prices charged for goods and services. To be more precise, this affects the price of these goods or services, but not in a good way. Further more, inflation is also the word used to describe the increases in the over all cost of living in any single economy during a set amount of … [Read more...]

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What is PMI and Why Do We Need It?

What is PMI? Private Mortgage Insurance There is a line on homeowner's mortgage statements, entitled “PMI.” PMI stands for “private mortgage insurance” and it can cost between $50 to $200+ per month. However, this will depend on the buyer's loan balance and the homeowner's PMI rate. PMI has the word “private” in its name because it is only offered to private companies and not government agencies or public mortgage … [Read more...]

Estimate Your Taxes With A Tax Bracket Calculator

Know Before You File With A Tax Bracket Calculator Uh-oh, It's the end of the year or worse yet April 15th is creeping up on you may be wondering, what is my tax liability for last year and how can I lower my tax burden to the IRS. Well, with a tax calculator and a little understanding about deductions you will be in a much more informed and strong position figuring out your tax owed. Not to say that you will be … [Read more...]

3 Huge Benefits Of FHA Loans

Let's talk about the benefits of FHA Loans An FHA loan is issued by the Federal Housing Administration, and it helps the borrower secure a mortgage when that borrower may not be able to do so themselves because of things like bad credit or low income. We will also talk about how to get an FHA loan and what the limits to these loans are. By the time we are done here you should enough information about FHA loans to … [Read more...]

Where Are Future Interest Rates Going?

Let's Talk About Future Interest Rates Interest rates are at the heart of current global debate. Will they go up, will they go down and what does this mean for everyone watching events unfold? Since the financial crisis of 2008 interest rates have been slashed consistently by governments across the globe. Principally some Scandinavian countries have now adopted negative interest rates and the Bank of England have … [Read more...]

Understanding Interest Rates Is Crucial In This Day And Age

Let's Talk About Interest Rates Interest rates are fundamental to every financial transaction we make, and are particularly important to consider when one is saving money. Becoming acquainted with the basics of understanding interest rates should begin with knowing what the prime interest rate is, and how it affects loan rates. Beyond this, gaining a better grasp of how the 1099 you receive from your bank at the end of … [Read more...]

The Federal Reserve and Mortgage Rates

Let's Talk About The Importance of Mortgage Rates In Regards To Home Ownership Mortgage lending as you all know is a major financial sector in the United States. The Federal Reserve observes and creates standards for budgetary policies in the United States. There are 12 Federal Reserve Banks positioned in major cities around the country. Steps To Getting A Mortgage Everyone is in search of a home at some point in … [Read more...]

How Much Money Is In The World?

Ever Wondered How Much Money Is In The World? This article has a very ambitious aim - to find out exactly how much money there is in the world. It's ambitious for many reasons, principally because the amount of money in the world is always changing. Stocks and shares will rise and fall, and currencies strengthen or weaken at the click of a broker's fingers, so it would be impossible to provide an exact answer. And of … [Read more...]

7 Tips for Investing in Mortgage Backed Bonds

What are mortgage backed bonds? A mortgage backed bond is unique in that it is backed by real estate and home loans. The mortgages of homeowners serve as collateral for mortgage backed securities. People who invest in mortgage backed bonds are lending home buyers and businesses money that they will then get back over the course of the mortgage payments themselves. The recent economic crisis that revolved around … [Read more...]

Working Capital Cash Flow Is the Life Blood of Your Business

Let's talk about the importance of working capital cash flow In most of a company’s lifetime, its core operations are dependent on the working capital and cash flow. This article is about the importance of working capital and cash flow analysis to a business. It also presents a brief description of what these business concepts are, and how to compute them. Working Capital Definition Working capital is described as a … [Read more...]