Treasury Bond Rates Treasury bonds are an investment and the U.S government issues the treasuries as debt obligations. The probability of going wrong with this investment is almost zero. This is because the financial risk involved is relatively low. However, it is because of this that they offer low yields. If you are looking to reduce risk and guarantee yourself some return, this is a venture you may want to … [Read more...]
7 Types of Bonds You Should Know About
This article is all about bonds. Bonds commonly represent an investment that returns interest income to the investor, but there are many other types of bonds. These bonds pertain to business operations, while functioning a little like insurance. Common bond types, include: Fidelity Bonds A fidelity bond is a bond that is purchased by employers to protect them against theft, embezzlement or a dishonest act by their … [Read more...]
Municipal Bond Rates
Municipal Bond Rates This article discusses different types of United States bonds. We'll talk about how US Bonds are different and how they are used. Municipal Bonds A municipal bond is also sometimes referred to as a "muni". It is a type of bond that is exempt from most state and local taxes, and that is always exempt from federal taxes. State and local tax emeptions vary according to what state you live in. … [Read more...]
How Yield Curve Impacts Investment
Yield Curve can have a direct impact on how people invest. We are on the precipice of a likely federal Funds rate increase before the end of 2015. This is no surprise as the Fed has kept the federal funds rate at just about zero for many years as a way to help the flailing economy. It has worked, to some extent anyway, and now with huge gyrations in the international market, with China's crash and a return to depths … [Read more...]
Why Does Fiat Currency Always Die?
Did you know that historically Fiat Currency always goes to zero? A lot of folks are asking when will the US dollar collapse. The entirety of the history of fiat currency illustrates the fact that it has ended in devaluation and inevitable collapse. This is true of not only the currency, but of the economy that supported fiat money as well. The use of fiat currency in the U.S. is not any different. The fiat money … [Read more...]
5 Tips on the Pro and Cons of Annuities
Let's talk about the Pros and Cons of Annuities. Are Annuities Good or Bad? Annuities can be a great passive way to build your own personal pension plan. There are ways to grow your money safely and more aggressive annuity structures that allow for loss but with much higher potential gains. Annuity Definition If you’ve ever asked what is an annuity you could pick up the book Annuities for Dummies. It’s thorough and … [Read more...]
8 Tips on Who Sells Bonds?
Let's talk about Who Sells Bonds. Bonds are fixed securities that denote debt. When a person or company purchases a bond from the government, corporation or from a state or financial institution they are lending their money to that specific entity. In return they will be able to get back the amount of their investment and interest once it matures. Whether they are savings bonds or munis; bonds are traditionally a … [Read more...]
Bonds Definition
Bonds Definition The word “bonds” itself has many meanings besides those which are related to the world of high finance. The word “bonds” in its plural form, as a noun, refers to things which are used to tie or hold something together. “Bonds” may also be chemical, but as a whole a “bond” ties, affixes, joins connects or fastens one thing to another. In the legal sense a Bond is debt investment, in which an … [Read more...]
What are Dividend Stocks?
So - What are Dividend Stocks anyway? In it's most simplistic definition a dividend stock is any stock that will pay you a monthly, yearly or some type of regular payout just for purchasing their stock. When it comes to making money, one of the most effective ways that you can do this is to invest in stocks. Having said that, a lot of people get confused very quickly when it comes to knowing what types of stocks to … [Read more...]
7 Tips for Investing in Mortgage Backed Bonds
What are mortgage backed bonds? A mortgage backed bond is unique in that it is backed by real estate and home loans. The mortgages of homeowners serve as collateral for mortgage backed securities. People who invest in mortgage backed bonds are lending home buyers and businesses money that they will then get back over the course of the mortgage payments themselves. The recent economic crisis that revolved around … [Read more...]