The only Disney-branded article on the market is the Disney Chase Visa Credit Card, which provides its user with unique rewards redeemable at the various Disney-branded establishments including Disney World. This article will present a thorough analysis of the Disney Credit Card, and the valuable rewards that the user can redeem through the various benefits offered by the card.

Exclusive to Chase is the only credit card bearing the Disney name, the Disney credit card. There are two distinct Disney credit cards offered by Chase, the Disney Rewards Visa Card and the Disney Premier Visa card. While the two are somewhat different, they are largely the same and thus will be discussed as one for the most part, excepting where otherwise specified.

The Disney credit card is co-branded with Chase Bank, with the user gaining special perks, particularly the ability to earn Disney rewards dollars for each purchase. The card can be used anywhere, although the perks, as will be discussed extensively below, produces the most rewards when the user spends on Disney products or at Disney establishments.

Some of the most important specs of a credit card to the consumer are the perks, and the potential for perks with the Disney credit card are extensive. Upon signing up, the Disney Premier credit card has a sign-up bonus of a $200 statement credit upon spending $500 during the first three months. For the Disney Rewards card, there is a $50 statement credit following the first purchase, and the potential of the $200 statement bonus if $500 is spent during the first three months of holding the card.

The perks extend beyond the sign-on credits for use of the Disney credit card. The perks of the card are particularly strong for spending made at Disney’s parks. For meal purchases at Be Our Guest, for example, there is a 10% cash back reward. There is also a 10% off select dining locations at Disney World and Disneyland, 10% off select merchandise at various Disney stores and online stores. Disney tours as well as spa treatments are Disneyland and Disney World are also subject to a 15% discount.

Additional Disney credit card-holder bonuses include special character experiences at Disneyland and Disneyworld, advance access to select discounts on Disney World vacations, and special 0% financing terms on particular Disney vacation packages. Users of the Disney credit card not only get discounts, but the ability to access vacations before the common customer.

The Disney Rewards program provides the Disney credit card holder with 1 or 2 Disney “cents” per dollar spent, for particular spending. Disney Rewards Visa cardholders get 1% back in Disney Rewards dollars on all purchases, while the Disney Premier Visa cardholder earns 2% back on spending at most Disney locations, as well as on gas, groceries, and restaurants, and generally 1% back on all other purchases made on the card.

Disney rewards points are redeemable for redemption cards, which can be used like cash at Disney locations in the United States, and select movie theaters. Premier cardholders can apply their Disney rewards points towards airfare purchases. The points never expire. Through a referral program, getting your friends to sign up for the Disney credit card will win you more points to apply to your Disney adventures.

The annual fees associated with the Disney credit cards vary, with the Premier card holding an annual fee of $49, while the Disney Rewards card has no annual fee. The cards may be applied for through the Disney credit card portal provided by Chase Bank online.

Following is a consideration of how the Disney Credit Card compares to three other cards on the market, evaluating the competitiveness of the rates and perks offered by the card.

The Disney credit card is a useful option for individuals who are looking to go to Disneyland or Disneyworld, and to maximize their discounts on the trip, and the rewards they realize through spending on the trip. Rewards for Disney-related spending are particularly high for the Disney credit card, and so using the card for Disney vacations and at Disney properties will generate the greatest yield for the user. The rewards can then be applied to future trips to gain even greater discounts and rewards.

The Disney credit card is of specific value for the Disney customer and can provide substantial discounts on Disney trips, as well as the greatest level of rewards for spending made on Disney trips, The card does also provide a return for general spending, although the levels are not as high as for other cards.

In contrast to the competition, the Disney credit card presents substantial rewards that are targeted to the user and can be redeemed like the other cards only at properties owned by the credit card offering brand. Disney does have added value in that it is a Visa card, which has broader acceptance over the American Express card.

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