Treasury Bond Rates Treasury bonds are an investment and the U.S government issues the treasuries as debt obligations. The probability of going wrong with this investment is almost zero. This is because the financial risk involved is relatively low. However, it is because of this that they offer low yields. If you are looking to reduce risk and guarantee yourself some return, this is a venture you may want to … [Read more...]
Archives for July 2015
Find Out If Your Life Is Tax Deductible
Let's See if Your Life is Tax Deductible. Any government must collect taxes if it is going to operate. Taxes are collected from the people in some manner. Over the centuries, different methods have been used. Today, the primary method of collection taxes from the people in the United States is the Federal Income Tax. Income taxes are common for working people, companies, partnerships and other entities. … [Read more...]
7 Types of Bonds You Should Know About
This article is all about bonds. Bonds commonly represent an investment that returns interest income to the investor, but there are many other types of bonds. These bonds pertain to business operations, while functioning a little like insurance. Common bond types, include: Fidelity Bonds A fidelity bond is a bond that is purchased by employers to protect them against theft, embezzlement or a dishonest act by their … [Read more...]
Municipal Bond Rates
Municipal Bond Rates This article discusses different types of United States bonds. We'll talk about how US Bonds are different and how they are used. Municipal Bonds A municipal bond is also sometimes referred to as a "muni". It is a type of bond that is exempt from most state and local taxes, and that is always exempt from federal taxes. State and local tax emeptions vary according to what state you live in. … [Read more...]
How Yield Curve Impacts Investment
Yield Curve can have a direct impact on how people invest. We are on the precipice of a likely federal Funds rate increase before the end of 2015. This is no surprise as the Fed has kept the federal funds rate at just about zero for many years as a way to help the flailing economy. It has worked, to some extent anyway, and now with huge gyrations in the international market, with China's crash and a return to depths … [Read more...]
B2C - Business to Consumer Strategies
B2C Marketing Trends and Strategies A lot of businesses today, thrive by focusing on providing goods and services directly to consumers. This model is known as Business-to-Consumer (B2C). The goal is to identify certain needs people have, and then offer products that will satisfy those identified needs at a profit. The business environment is constantly evolving, and for any company to profitably stay afloat, … [Read more...]
How Does Depreciation Help Your Business?
Depreciation can be your friend. Depreciation is a way for businesses to reduce their tax liability each year as they secure equipment and other assets necessary for operations. Overall depreciation encourages spending, especially on new products, so it both helps the business that is making the purchases of needed items as well as helping the manufacturer of that item have sales and recognize profit. This is an … [Read more...]
Happiness Through Frugal Living
Get your frugal living on! It seems like almost everything gets more and more expensive these days. Unless you are one of the relatively few people who just happens to have so much money that you don't know what to do with it, you probably find yourself in a situation where you are working more and more, yet you are able to pay for less and less. Years ago, working hard and and having a decent job meant that you could … [Read more...]
Should I be a Sole Proprietorship?
Should you set up as a Sole Proprietorship or an LLC? Chances are, you have at least heard the terms sole proprietorship and limited liability company, better known as LLC. However, you may not really know what the differences are between these two things or how they can affect you directly. The truth is, even many people that are aspiring business owners are not fully aware of the differences between the two. This … [Read more...]
Safety in a Sinking fund
Let's talk Sinking Funds. Bonds are considered one of the greatest investment options on the market. You are basically giving a loan to a company, or municipality, and earning a yield along the way. Corporate bond yields will be a taxable event, at long-term rates. Municipal bond yields come in the coveted tax-free form, but the yields are normally quite a bit lower than corporate bonds. As adjusted for taxes, … [Read more...]