What is the difference between good debt and bad debt? While it is near impossible for people in the western world to live completely free of debt, there are some big differences between the type of investments which are believed to be ‘good debt’ and those which are believed to be ‘bad debt.’ In reality, the distinctions are not always as clear as we would perhaps prefer, and there are some forms of debt which fall … [Read more...]
Archives for June 2015
5 Tips on the Pro and Cons of Annuities
Let's talk about the Pros and Cons of Annuities. Are Annuities Good or Bad? Annuities can be a great passive way to build your own personal pension plan. There are ways to grow your money safely and more aggressive annuity structures that allow for loss but with much higher potential gains. Annuity Definition If you’ve ever asked what is an annuity you could pick up the book Annuities for Dummies. It’s thorough and … [Read more...]
Building Wealth Through Frugal Living
Many a person has built their wealth through frugal living, should you? More and more people are interested in knowing how to live frugally. While the economy is in the process of recovering, the majority of the economic gains have still not managed to trickle down to the people who are struggling at the bottom or at the middle. The upper class has been able to absorb those gains, and they typically didn't have to know … [Read more...]
8 Tips on Who Sells Bonds?
Let's talk about Who Sells Bonds. Bonds are fixed securities that denote debt. When a person or company purchases a bond from the government, corporation or from a state or financial institution they are lending their money to that specific entity. In return they will be able to get back the amount of their investment and interest once it matures. Whether they are savings bonds or munis; bonds are traditionally a … [Read more...]
Bonds Definition
Bonds Definition The word “bonds” itself has many meanings besides those which are related to the world of high finance. The word “bonds” in its plural form, as a noun, refers to things which are used to tie or hold something together. “Bonds” may also be chemical, but as a whole a “bond” ties, affixes, joins connects or fastens one thing to another. In the legal sense a Bond is debt investment, in which an … [Read more...]
United States Tax Brackets Explained
Tax Brackets Explained Taxes are a necessary evil that most people wish did not exist. Even though a lot lot people feel this way; they should understand that taxation is why we have roads, schools and important services that are offered by the federal, state and local governments. Taxes are derived from the products we buy, the services we use, the items that businesses sell and from people who work. As a matter of … [Read more...]
Learn How To Get Loans Even With Bad Credit
Did you know that you can get loans with bad credit? If you have a murky credit history, containing a record of payment defaults, you are very likely to run into trouble when applying for bank loans and other financial services. As a high risk customer, you will either fail to qualify for standard loans or you will be turned away as too much of a high stakes candidate for the bank in question. The question is then, … [Read more...]
What are Dividend Stocks?
So - What are Dividend Stocks anyway? In it's most simplistic definition a dividend stock is any stock that will pay you a monthly, yearly or some type of regular payout just for purchasing their stock. When it comes to making money, one of the most effective ways that you can do this is to invest in stocks. Having said that, a lot of people get confused very quickly when it comes to knowing what types of stocks to … [Read more...]
Can You Get Unsecured Loans with Bad Credit…
Unsecured Loans Money and creditors are tight these days and with the number of jobs going away and downsizing putting many out of work. It is sometimes necessary for you to get a little help in the form of a loan. However, with the financial climate being what it is today. Banks are very reluctant to unlock the doors to their vaults and release their cash to the general public. And that's what this article is … [Read more...]
Importance of Enterprise Value when Buying or Selling a Business
Enterprise Value The management of companies seems to change rapidly today. More and more companies are forced to seek mergers during these continually troubled economic times. Naturally, successful managers need to make sure that a given company is going to be worth their while in the first place, and they are going to need to know how much a company is going to cost them. The enterprise values of these companies … [Read more...]