What is the Annual Fee Definition? An annual fee in business usually means APR (Annual Percentage Rate) in regards to a merchant account used for buying and selling goods through a creditor. In it's truest sense an annual fee definition is any fee that is charged once a year. A Costco yearly membership is a great example of an annual fee. Because e-commerce has grown so rapidly, there are many aspiring entrepreneurs … [Read more...]
Archives for May 2015
What is Fair Value Accounting?
Let's discuss the concept of Fair Value Accounting. What is the definition of Fair Value Accounting? Fair Value Accounting can be described as a specific kind of financial reporting approach. Accountants use this approach for measuring general financial instruments (i.e. assets and liabilities). Therefore, if a financial transaction is being made, the individual or organization will receive an estimated price of the … [Read more...]
No Working Capital = No More Business
Working Capital Businesses that are not able to properly or accurately calculate their working capital are going to run into problems very quickly. People will not be able to assess the state of their businesses without understanding the working capital definition or anything connected to it. When the liabilities of a business are too high and its assets can't cover them, the business is in decline. The business world … [Read more...]
Should you buy ETF’s?
What are ETFs? Many people who are interested in investments are on the lookout for the best investment options. Some people are debating between Exchange Traded Funds (ETFs) and mutual funds, for instance. Other people are thinking of investing in real estate again, now that the economy is starting to improve. Investing has always been something that can come with high risks and high rewards attached, making it that … [Read more...]
What is Vertical Integration?
What is vertical integration? This is a question that many novice business students must answer. The reason that it is so important is because it is one of the most vital methods that companies use to increase efficiency of operations and reduce costs. In other words, it is imperative that anyone in business have a thorough understanding of the vertical integration definition so that they can understand the way that … [Read more...]
What is Quantitative Analysis?
Let's talk Quantitative Analysis! When is comes to operating a profitable business there are a variety different challenges. Many of which involve understanding what consumers want and then meeting their needs. There are many ways to go about securing this type of information today but one of the most common in business settings all over the U.S. and abroad involves the use of quantitative analysis. So, for people who … [Read more...]
7 Tips for Investing in Mortgage Backed Bonds
What are mortgage backed bonds? A mortgage backed bond is unique in that it is backed by real estate and home loans. The mortgages of homeowners serve as collateral for mortgage backed securities. People who invest in mortgage backed bonds are lending home buyers and businesses money that they will then get back over the course of the mortgage payments themselves. The recent economic crisis that revolved around … [Read more...]
What’s Your Definition of Retirement Plan?
Retirement Plan Definition When you think about what your life is going to be like when you get older, finances will be very important. All people need to engage in some form of retirement planning so they are not destitute in old age. Not everyone is going to plan for retirement in the same way, but people need to have some sort of strategy in place. Few people are going to be able to work for the entirety of their … [Read more...]
You’ve Made Money… Whoo hoo… Now You Have to Pay Capital Gain Distribution Taxes
What are the tax consequences of a capital gain distribution? Let's talk about it. Many people have been wondering how the US government taxes capital gains. This article describes what capital gains (and possibly capital losses) are, and how taxes are distributed on them. What is a Capital Gains Distribution? This refers to proceeds’ payment prompted by liquidation of underlying securities and stocks by fund … [Read more...]
Why is Merchant Banking so Important?
What is Merchant Banking? Let's find out. In today’s global economy, merchant banking services have become increasingly important. Because governments continue to make all kinds of different changes and modifications to their rules and regulations, they can impose obligations on companies that they may or may not be aware of. With a merchant bank involved in business organizations that solicit their help, business … [Read more...]