Low rate credit cards for bad credit A lot of people have had a difficult time in this economy and are looking to rebuild their credit without being taken to the cleaners. Here are a few tips on how to get low rate credit cards even if you have bad credit. You've got a few ways to go. The best way to get the lowest rate is getting a secured credit card. Secured vs. Unsecured credit cards Secured means that you can … [Read more...]
Archives for April 2012
Check your Credit Card Ratings
Benefits of good credit ratings Let's talk about rating your credit card and what it can do for you. Are you feeling the love from your credit card company? Many credit card issuers offer perks to get your business. The benefits typically increase with better credit scores and credit histories. Here's a rundown of the most popular offerings so you can see how your credit card stacks up. Remember the best offers goes … [Read more...]
Top 5 ways to get Credit Cards with low interest rates
Best ways to get credit cards with low interest rates Before beginning the process of gathering credit cards with low interest rates it may behoove you to really understand why it is you need the credit in the first place. Not to say that there aren't many extremely valid reasons for taking on new debt but a simple question to ask yourself is not only why do I need the money but what is my time horizon for being able to … [Read more...]
Biggest Problem for America - Her Debt!
What's the big deal with Federal Debt? According to President Obama's projected budget plan looking forward to the year 2022 every man, woman and child in the US will be on the hook for $73,000 because of our country's insatiable thirst for borrowing money. No other country in the history of man as we know it has ever been able to sustain a debt load as high as the United States. It's hard to tell if or when the … [Read more...]
Laws for Credit Card Interest Rates
What are the laws regarding Credit Card Interest Rates? How high can they go? The Credit Card Accountablity, Responsibility and Disclosure Act of 2009 or Card Act that was passed a couple of years ago has had a fairly large impact in how creditors are allowed to respond to their creditors actions. How high can the credit card companies raise your interest rate if you miss a payment... Well, unfortunately there is no … [Read more...]