Search Results for: secured and unsecured loans

Can You Get Unsecured Loans with Bad Credit…

Unsecured Loans Money and creditors are tight these days and with the number of jobs going away and downsizing putting many out of work. It is sometimes necessary for you to get a little help in the form of a loan. However, with the financial climate being what it is today. Banks are very reluctant to unlock the doors to their vaults and release their cash to the general public. And that's what this article is … [Read more...]

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Unsecured Credit Cards for Bad Credit

Unsecured Credit Cards for Bad Credit A bad credit score has the ability to harm a person's financial security and overall value of life. Most people might not realize this but their credit rating reflects their financial reputation. People with a bad credit score are probably not good at managing money or have had a major unexpected shock to their economy. Once a lender finds out about this, chances are they will not … [Read more...]

Unsecured Debt Doesn’t Have to Get You Down

Don't let your debt get you down! Many consumers these days are struggling with debt. For some, it is medical debt from an illness or accident suffered by them or a loved one. For others, it is credit card debt. Many find that it has built up into a mountain of debt that seems impossible to pay down. High interest rates and late payment penalties on unmanageable debt may have compounded the problem, making it … [Read more...]

Credit Cards - The good and the bad

Welcome to wealthmaverick We're here to help you understand your options around finances. So, let's get right in to it. Credit cards: If used wisely can be a useful tool in your financial toolbox. If used poorly can be very painful. Pros 1. Easy Access - In comparison to most other loans, credit cards are typically some of the easiest to acquire. If you have a good credit score with a decent history … [Read more...]

Debt 101 – Secured – Unsecured – Why you need to know the difference

There are 2 types of consumer debt. Unsecured and Secured. It is important to understand the difference between the two. Secured This is debt that if not paid the entity that loaned you the money can take possession of the product you purchased. A good example of this is a car loan. If you don’t pay your monthly payment they will come and take your car from you. It gets worse, if you owe … [Read more...]

All You Need to Know About Debt Consolidation Loans

Juggling three or more personal loans, such as credit card debts, medical bills, student loans, not to mention other financial obligations can already make monthly budgeting a strain. The complicated task may cause you to miss monthly payments, or you may simply just have a hard time making the payments due to the multiple debt inflamed by other financial challenges. So your multiple creditors are making sure your phone … [Read more...]

Debt Management Program – A Matter of Life and Debt

Debt Management Program For Borrowers Buried In Debt Credit cards provide security, convenience and a little financial backup to consumers. However, when abused and misused and aggravated by other unsecured loans can inconveniently bury you in debt. The strain of a huge debt haunting you daily can greatly affect your way of life. For someone who already dug a hole by abusing credit, a debt management program can be of … [Read more...]

Credit Debt Management Tips

Credit Debt Management Tips In today’s world, money has become equally important for survival just like food, water and other resources. Indeed, it has become a huge inseparable part of our lives. One must know how to manage this asset efficiently. Money management, also known as investment management, is the process of managing money through various investments, budgeting, analyzing costs-income, payment of taxes and … [Read more...]

7 tips to figuring out what to do after high school

Alright, you’re getting ready to graduate from high school, now what? Do you know what you want to do? If not, take some time and try to really figure out what direction you want to move before signing up for student loans and going to college. Here are the top 7 things to consider when figuring out what you want to do. 1. What inspires you? This is the most important thing you can do for yourself. Take the time and … [Read more...]

Debt Advice for Teens

A little heeded debt advice as a teen can make the transition in to adult hood easier financially. How? By using debt wisely you will have the knowledge and foresight to see the impacts of your decisions around debt and can use that to your advantage. Let's start with an overview of what it means to be in debt. Then we'll go in to unsecured debt vs. secured debt, interest rates and credit scores and while they all … [Read more...]