Archives for August 2015

Is College Debt Good or Bad?

Education is important but let's look at the cost of college debt. College debt refers to a type of debt whereby a college student either one who is attending, withdrew or already graduated, was provided with funds to get them through college. Though education is important, thinking about graduating while in debt and job are not exactly a guarantee, it sounds tricky. However, in the long-term, borrowing for college is … [Read more...]

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What is an Inflation Calculator?

If you spend money then you need to understand the Inflation Calculator. People talk about inflation in many ways, such as inflation is causing consumers to have fewer purchasing options, because inflation is causing price increases. There have been periods where inflation of wages has not kept up with the buying or purchasing power of the past. The website, www.Investopedia.com defines inflation in the following … [Read more...]

Why You Need Money Management

You've got money - That's Great! - Now let's talk Money Management Have you always wanted to be able to go on vacation but somehow you just never have the right amount of money? Do you find at the end of every month you seem to be deeper in debt that the month before? Are you unable to identify what you spent your money on? Or do you just want to have better financial freedom? Well if your answer to any of these … [Read more...]

Wills and Trusts 101

Wills and Trusts can make sure your assets go where you want after you pass. Financial planning for your future and your family are among the most important steps a person can take to ensure that assets acquired over a lifetime are used in the best possible manner. Financial planning can take many paths during a lifetime. However, if not handled properly, those assets may not be available to family members and other … [Read more...]

Wealth Inequality in America

Wealth Inequality in America exists - Let's talk about it. America has long been known as the land of opportunity. A rich nation where anyone who works hard has the chance to make it to the top. However in recent times this reputation has been replaced by stories of foreclosure, child poverty and un-liveable wages. Against this grim backdrop a tiny group of elite have amassed incredible fortunes. How has this wealth … [Read more...]

Getting to know Estate Law

Let's talk about the importance of Estate Law Introduction: What Is A Will and How Does It Work? Drawing up an estate plan protects your assets when you die and it helps to protect your family members. This is where a Will comes into play, which provides for the settlement of your property at the time of your death and your property is handled just the way that you want it disposed of. You can set up your Will the way … [Read more...]

Should You Get Secured Credit Cards?

Secured credit cards can be a valuable tool in building credit Secured credit cards, also known as no credit credit cards, are an excellent option for a person who has no credit or is establishing credit. For many people in these situations, a secured credit card is their only option. Over time, a secured credit card will make it possible for people with credit issue to qualify for an unsecured credit card. What is a … [Read more...]

Why Choose a Wealth Management Company

Wealth Management - It's about how much you keep - Not what you make Wealth management addresses all aspects of financial planning. While some individuals prefer to manage their financials as individuals as you begin making more substantial amount it may make sense to you seek professional assistance so that you can work hand in hand with a wealth manager. The added advantage is that they understand financial markets … [Read more...]