Archives for April 2015

Investment Options For 401k

Let's talk about your Investment Options For 401k? First of all, is a 401k a good investment? The short answer is, if you have a job in America today and your employer will match your funds then, YES. It's a must! If you are approaching the age of 30, you should be already thinking about retirement and looking for an investment vehicle that can sustain you through your golden years, a 401(k) in America as the … [Read more...]

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What does equity mean relating to stocks?

What does equity mean when it comes to stocks? Let's talk about it. Equity is one of the principal asset classes in terms of investment; in other words it is the ownership interest in a company in form of common stock or preferred stock. The purchase or holding of any equity stock involves risks related to the loss of investment, price volatility and market liquidity. Total assets minus total liabilities; is the … [Read more...]

How to invest in the S&P 500

Let's talk about how to invest in the S&P 500. It's fairly easy to buy and sell stock but it's a lot tougher to make a decision on what you want to invest in once you decide to get involved. There are a wide variety of companies that you could buy into, and a lot of places to put your money. On the other hand, if you aren't a large investor, you don't want all of your hard earned money chewed up by a trader's … [Read more...]

European Stocks to Buy

To diversify your portfolio you may want to look in to European Stocks to Buy. Many investors, who are hunting for value in the best stocks to invest in now, are turning toward Europe for virtual bargains in a world where over-priced assets seem to be the norm. What is the Best Stock to Buy Right Now? There is no one singular European stock that we can recommend, but there are a few areas that are quite promising. … [Read more...]

Be a Retirement Millionaire

Do you want to be a retirement millionaire? It might not seem like it, but retirement isn't that far away, and if you aren't making the right decisions, you could very well find yourself struggling to make ends meet when you're supposed to be enjoying yourself after all of your hard work. Lets take a look at the facts- Agora Inc estimates that less than half of American adults have even thought about the amount of money … [Read more...]

401K Savings Plan

Most people in America have a 401K savings plan because pensions are pretty much a thing of the past. A 401(k) is the main way you can save for retirement in America because most employers will match a portion of your savings. Your employer works with retirement companies to set up their 401k plan. The earlier you start contributing to your 401(k) the better your retirement should be. If you start more than a good 10 … [Read more...]

How to Buy Royalties

Every wondered how to buy royalties or what they even are? Let's say you have just bought some property and you’ve been told it has royalties attached. What does that mean and what is a royalty? A royalty is a payment made to you when a company finds something of value under your property in the form of oil, natural gas, or other valuable minerals needed to power or supplies the basic materials our world runs on or … [Read more...]

How to Find Penny Stocks

Here's how to find penny stocks that may make sense to buy. Penny stocks are so called because of their relatively low value. Yet, penny stocks remain a popular investment for some as the ROI can be substantially higher than that of normal stock purchases. It is the prospect of reaping a quick windfall that entices many investors to delve into the penny stock marketplace. However, as indicated earlier, penny stock … [Read more...]

How to Rebuild Credit

Let’s talk about how to rebuild credit. You know, sometimes life throws you some big whammy’s and makes it impossible to pay your debts. After you miss enough payments your creditors will surely start getting aggressive in their tactics to ascertain payments from you. The average credit score in the US is 687. If you start missing payments your score will start plummeting and eventually if you just can’t pay your … [Read more...]

Accidental Death Insurance

Accidental Death Insurance When it comes to accident insurances, accidental death and dismemberment (AD&D) is a policy that in the case of an accidental death, it pays benefits to the beneficiary. Contrary to popular believe, accidental death insurance is typically not expensive, which is just one of the main reasons why many people are opting to attain it. Accidents Take Place Every Day A lot of people get up in … [Read more...]