Archives for March 2012

Kindergarten School Loans…. Really?!!!

Really....? Does the school system suck so bad that parents are putting their little tykes in private school for kindergarten and then...financing it? Yep, for more and more parents the decision to make sure their young childeren get a quality education is pushing them to get student loans sooner then ever. Costs are Rising This trend for parents going for pre-college student loans has increased by 10% since last year … [Read more...]

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How to get the best credit card rates

If you are in the market for obtaining credit there are a few things you should know to help you get the best credit card rates possible. The 1st question you should ask yourself before obtaining credit is why do you want it. Are you looking for a short term loan or a longer term loan. Knowing the answer to this question will give you an idea of what you should be looking for as far as credit cards go. 0% Interest … [Read more...]

It’s official - 1 Trillion in Student Loan Debt

Why is Student Loan Debt a Problem? 1 Trillion dollars in student loan debt. That is such an unfathomable number. What does that mean to you? What an unfortunate state of affairs that the workforce of tomorrow is saddled with more student loan debt in the history of the United States. Why is this so alarming? Well let's look at the possible ramifications of more people going in to greater student loan debt. … [Read more...]

How to get low interest rate credit cards

Ever wondered how to get a credit card that isn't charging you an arm and leg in interest for that frappucinno? Believe it or not it may be easier than you think. There are really only two times when you may be trying to get a favorable interest rate on your credit card: When you are looking for a new card or with one you currently have. Let's go through these scenarios and offer up suggestions. Most importantly in … [Read more...]

16% maximum Credit Card Rates - Just a dream?

In a world where credit card interest rates can go as high if not higher than 30% a new law being introduced by Congresswoman Louise M. Slaughter (D-NY-28), Chairwoman of the House Committee on Rules and Rep. John Tierney (D-MA-6) representative is attempting to help Americans manage their debt more efficiently by capping credit card interest rates at 16%. This bill would make it illegal for credit card … [Read more...]